PMJAY Ayushman Card 2026: Online Apply, Beneficiary List & Card Download

Ayushman Card Yojana 2026 Overview

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a central government scheme launched by the Ministry of Health and Family Welfare. It aims to provide free health insurance coverage for hospitalisation to economically vulnerable families across India. Eligible beneficiaries include poor rural and urban households identified through the Socio-Economic Caste Census (SECC) 2011, as well as senior citizens aged 70 and above irrespective of income. The scheme offers up to Rs 5 lakh per family per year for secondary and tertiary care treatments. Key dates include the launch on 23 September 2018, with applications open on an ongoing basis.

Ayushman Card Yojana Important Dates

• Scheme Launched Date: 23 September 2018
• Application Start Date: Ongoing
• Candidates are advised to confirm from the official website.

Ayushman Card Yojana BENEFIT DETAILS

• The scheme provides an annual health coverage of Rs 5 lakh per eligible family, covering hospitalisation expenses without any instalment-based payments to beneficiaries. Benefits are cashless at empanelled hospitals.

Ayushman Card Yojana Eligibility Criteria

• Eligibility for the Ayushman Card is determined based on specific criteria to target vulnerable sections. Families must belong to deprived rural or occupational urban categories as per SECC 2011 data. There is no strict age limit for general beneficiaries, but income should be low, typically below certain thresholds implied by deprivation status. Residential requirement mandates that applicants must be Indian residents. Special conditions include automatic inclusion for senior citizens aged 70 and above, regardless of caste or profession. No gender-specific restrictions apply, and the scheme covers all family members.

Ayushman Card Yojana Required Documents

1. Aadhaar Card
2. Ration Card
3. Address Proof
4. Income Certificate
5. Caste Certificate (if required)
6. Bank Passbook
7. Photo & Signature
8. Mobile Number linked to Aadhaar

BENEFIT DISTRIBUTION / DBT DETAILS

• Benefits are provided on a cashless basis directly at empanelled hospitals, with no direct cash transfer to beneficiaries.
• Hospital claims are settled through Direct Benefit Transfer (DBT) to the healthcare provider's account.
• Bank account verification is done via Aadhaar-linked details during application.
• Treatment can be availed immediately after card approval, with ongoing coverage renewal annually.

How To Apply Ayushman Card Yojana 2026

1. Visit the official beneficiary portal at beneficiary.nha.gov.in.
2. Select the 'Beneficiary' option and enter your mobile number linked to Aadhaar.
3. Verify with the OTP sent to your mobile.
4. Fill in the online application form with personal and family details.
5. Upload the required documents such as Aadhaar and ration card.
6. Submit the form and download the Ayushman Card upon approval.
7. Take a printout for future reference.

Ayushman Card Yojana Verification Process 

1. Document Verification: Submitted documents like Aadhaar and ration card are checked for authenticity.
2. Eligibility Approval: Cross-verified against SECC 2011 database or senior citizen criteria.
3. Field/Local Body Verification: Local authorities may conduct on-ground checks if needed.
4. Beneficiary List Publishing: Approved names appear on the portal for status check.
5. Final Payment Release: Cashless benefits activated for hospital use upon verification.