E-Shram Card Benefits 2026 - Key Features and Major Benefits Here

E-Shram Card Yojana Overview

The E-Shram portal, managed by the Ministry of Labour and Employment, Government of India, serves as a national database for unorganised workers. It aims to connect workers like construction labourers, migrant workers, and gig economy participants to various social security schemes. Eligible individuals include those aged 16 to 59 years in the unorganised sector. Key benefits encompass accidental insurance coverage up to Rs 2 lakh and access to pension schemes providing Rs 3,000 monthly after age 60. The scheme launched on 26 August 2021, with registrations ongoing through the official portal.

E-Shram Card Yojana Important Dates

• Scheme Launched Date: 26 August 2021
• Application Start Date: 26 August 2021
• Application Last Date: Ongoing (no last date)
• Correction Date (if any): Anytime through portal
• Verification Date: Real-time during registration
• Benefit Distribution Date: As per linked schemes
• Candidates are advised to confirm from the official website.

E-Shram Card Yojana Application Fee

• General / OBC / EWS Fee: No Application Fee
• SC / ST / PH Fee: No Application Fee
• Female Applicants Fee: No Application Fee
• Payment Mode: No Application Fee

E-Shram Card Yojana BENEFIT DETAILS

• The E-Shram Card facilitates access to social security benefits, including insurance and pension. Registered workers receive accidental insurance coverage, with options for contributory pension schemes. Annual benefits depend on the specific linked programme.

E-Shram Card Yojana Eligibility Criteria

• Age between 16 and 59 years.
• Working in unorganised sector, such as construction, domestic work, migrant labour, street vending, or gig/platform work.
• Not a member of EPFO or ESIC, and not an income tax payer.
• Must be an Indian citizen.
• No specific income limit or caste-based restrictions, though linked schemes may have separate criteria. Special condition: Aadhaar-linked mobile number is required for registration.

E-Shram Card Yojana Required Documents

1. Aadhaar Card
2. Bank Passbook (with account details)
3. Mobile Number (linked to Aadhaar)
4. Photo (captured during registration)

BENEFIT DISTRIBUTION / DBT DETAILS

• Benefits like insurance and pension are distributed through Direct Benefit Transfer (DBT) to Aadhaar-linked bank accounts.
• Accidental insurance activates immediately upon registration for one year.
• Pension payments under PM-SYM start after age 60, based on contributions.
• Bank verification occurs via Aadhaar authentication during registration.
• Expected timelines vary; insurance claims process within weeks, while pension is monthly post-eligibility.

How To Apply E-Shram Card Yojanaa 

1. Visit the official E-Shram portal at eshram.gov.in.
2. Click on the 'Register on e-Shram' option.
3. Enter your Aadhaar number and verify with OTP sent to your linked mobile.
4. Fill in personal details, occupation, address, and bank information.
5. Upload or capture a photo if required.
6. Submit the form and download your E-Shram Card with UAN.

E-Shram Card Yojana Verification Process 

1. Aadhaar-based verification during registration.
2. Self-declaration of eligibility details.
3. Integration with government databases for authenticity checks.
4. Beneficiary list updated on the portal for linked schemes.
5. Final approval for benefits like insurance upon successful registration.