LIC Bima Sakhi Yojana 2026 Eligibility, Benefits, Stipend Details & How to Apply

LIC Bima Sakhi Yojana 2026 Overview

The LIC Bima Sakhi Yojana is a central government-backed initiative by the Life Insurance Corporation of India aimed at empowering women through employment as insurance agents. It targets women, particularly from rural areas, to provide financial independence with flexible work. Eligible beneficiaries are women aged 18-70 with at least 10th standard education. The scheme offers monthly stipends of up to Rs 7,000 in the first year, along with commissions on policies sold. Launched on 9 December 2024, applications are ongoing through LIC branches.

LIC Bima Sakhi Yojana Important Dates

• Scheme Launched Date: 9 December 2024
• Application Start Date: Ongoing
• Portal Update Date: 22 December 2025
• Candidates are advised to confirm from the official website.

LIC Bima Sakhi Yojana BENEFIT DETAILS

• The scheme provides monthly stipends over three years, subject to performance norms like minimum policies sold. Annual benefits can reach Rs 84,000 in the first year, plus commissions.

LIC Bima Sakhi Yojana Eligibility Criteria

• Women interested in the LIC Bima Sakhi Yojana must meet specific requirements to apply. The age should be between 18 and 70 years, with a minimum educational qualification of passing the 10th standard. Applicants need to be permanent residents of India and able to dedicate time to agent duties. There are no income limits specified, but the scheme is open to all categories without caste restrictions. Special conditions include not being relatives of existing LIC employees or agents, and not being government or PSU employees. Candidates must also pass the IRDAI pre-recruitment exam.

LIC Bima Sakhi Yojana Required Documents

1. Aadhaar Card
2. PAN Card
3. Address Proof
4. Income Certificate (if applicable)
5. Caste Certificate (if required)
6. Bank Passbook
7. Photo & Signature
8. Educational Qualification Certificate (10th pass or higher)
9. IRDAI Exam Pass Certificate

BENEFIT DISTRIBUTION / DBT DETAILS

• Amount transfer cycle: Monthly stipend directly to bank account
• DBT details: Linked to verified bank account via Aadhaar
• Bank verification process: Account details checked during application
• Expected payment timeline: Starts after appointment and monthly thereafter, subject to performance

How To Apply LIC Bima Sakhi Yojana 2026

1. Visit the official LIC website or nearest branch.
2. Register for the IRDAI pre-recruitment exam and pass it.
3. Fill the application form at the LIC branch.
4. Upload or submit necessary documents.
5. Attend the interview at the branch.
6. Submit the form and receive agency code upon approval.
7. Take a printout of the confirmation for records.

LIC Bima Sakhi Yojana 2026 Verification Process 

1. Document Verification: Submitted papers checked at branch
2. Eligibility Approval: Age, education, and exclusions reviewed
3. Field/Local Body Verification: Interview assesses suitability
4. Beneficiary List Publishing: Appointed agents listed internally
5. Final Payment Release: Stipend begins post-appointment